Cleva Life & Health
The complete,high-performance , and compliant ADP platform.
Faster. More flexible. More cost-effective.
The management platform to oversee all your individual and group health and provident insurance contracts.
people covered
active users
in operation
Your system must keep up
A highly configurable solution, designed to adapt to your business reality.
Unified platform
Distribution, underwriting, contract and claims management: everything centralized in a single solution.
Individual & group
100% customizable workflow, tailored to your rules, products, and customer journeys.
FUNCTIONAL COVERAGE
A platform that matches your business needs
Business completeness and standard integration: two structural strengths.
Business completeness
- Health & Provident insurance
- Individual, self-employed (TNS)
- Standard and bespoke group contracts
- Mandatory and optional guarantees, modular offerings, PSC
- Multi-SIRET structures and large group
Extand coverage
Integration & standard data flows
- RO, TP, Care networks, CAFAT, CFE
- PASRAu, Noemie IJ, Prest’IJ, BP IJ
- DSN: high level of automatic integration
- PRDG
- Multi-channel architecture: Affiliations, Statements, Provident events
- Extensive API catalo
Native interoperability
Built for performance and agility
Click on each benefit to view the details.
Complete platform
Cleva Life & Health covers the entire lifecycle of your health and provident operations:
- Individual and group contract management
- Multi-product and multi-risk underwriting
- Simple and complex claims management
- Accounting and financial oversight
- Reporting and performance indicators
All in one unified, consistent, and scalable solution.
Ultra-fast time-to-market
Thanks to advanced configurability, your business teams can:
- Create and adjust products without heavy development
- Quickly adapt management rules
- Immediately respond to regulatory and market changes
Go from several months to just a few weeks to launch an offering.
Smart self-service & fully digital journeys
With Cleva Life & Health API coverage, your clients and policyholders become autonomous:
- Real-time contract consultation
- Online claims declaration and tracking
- Payment, electronic signature, and automatic notifications
Fewer inbound calls, greater customer satisfaction.
Frictionless multi-channel distribution
Cleva Life & Health adapts to all your distribution models:
- Direct sales
- Broker networks
- Partners
- Delegated management
- White label
A single platform to manage all your channels, with no duplication or information loss.
Real-time oversight
- Customizable dashboards
- Business and financial KPIs
- Consolidated view of your activities
- Data security and reliability
Your data is centralized, secured, and accessible at every relevant level of your organization.
Open architecture, ready for the future
Cleva Life and Health is built on a modern, interoperable architecture:
- Native APIs
- Easy integration with your existing systems
- Rapid connection with third-party services
You remain free, agile, and technologically independent.
Reduce costs, maintain excellence
Large-scale automation
Major automation efforts in response to an ambitious goal of reducing management costs.
Multi-channel & standards
Integration of acquisition channels while maintaining standard management models and processes.
Unlimited scalability
Horizontal and vertical scalability to absorb load increases, regardless of deployment scale.
Onboarding & optimization
Fast onboarding, data entry offloaded to partners, and continuous optimization of management costs.
40+ Years of Expertise
Our Clients
Discover all our offerings
ClevAI
Starter Box Front
Cleva P&C
Cleva L&H
Smart Affiliation
Cleva Life
Cleva Pension funds
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